Our thoughts go out to all impacted by COVID-19. At this time, we want you to know we are open and following safety procedures outlined by the Centers for Disease Control and Prevention. Over the last weeks, we have put into place enhanced safety measures to protect our staff and our clients;
  • • We’re cleaning and disinfecting all customer vehicles at touchpoints both before and after working on them. This includes door handles, steering wheel, key fobs, trunk lids and any other surface that we contact
  • • We’re regularly cleaning and disinfecting all common areas in our stores, high touch points, sales counters, product displays, and more multiple times a day.
  • • Practicing social distancing, we ask that no one wait for their vehicle inside our store at this time.  We’re asking everyone with an appointment to drop their vehicle off with us for the day We can assist in arranging a ride for you.
  • • We have a key drop box, and can take credit card payment over the phone, if you’d prefer to have no contact when dropping your vehicle off with us.
  • • We’ve cut down the number of appointments per day for the time being to limit the number of people in our stores at one time.
  • • We have implemented new protocols for illness in our workplace, and are not allowing any employee with even remote signs of illness or illness in their family to report to work in our stores.
Your trust is at the very heart of our family business and we appreciate all your support in this most difficult time.




No interest if paid in full within 12 months on purchases of $500 or more. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 12 months.


Terms & Conditions

*With credit approval for qualifying purchases made in-store at The Specialists Car Audio. As of Feb 26, 2019 Purchase APR: variable 30.74%. Minimum interest charge: $2.00. See card agreement for details. Offer valid for consumer accounts in goodstanding; see store for details. May not be combined with any other credit promotion offer. Offer only valid at Specialists Car Audio retail stores. Not valid at specialistscaraudio.com. Purchase requirement before taxes, fees, and other discounts and must be made in a single transaction.


with a 90 day payment option!

We offer a lease/purchase program to customers who currently cannot qualify for traditional financing.
Just click here to securely fill out our simple application or learn more below.


  • Must be 18 years or older
  • Must have valid Social Security Number or ITIN
  • Must have routing and account number for an open and valid checking account
  • Must have a Credit or Debit card

Just click here to fill out this simple application.


What is the interest rate? How is the monthly payment figured?
There is not an interest rate.  Click a location below and click "Payment Estimator" on the top right to see what your payments will be:

How does the customer make payments?
Payments are automatically withdrawn from the customer’s bank account on their paydays. 

What if the customer does not have a checking account?
They will not qualify. They must have an active checking account.

How long is the lease agreement for?
All lease/purchase agreements are for 12 months unless the customer wishes to pay off early.

What are the buyout options for the customer?
We offer early buyout options to customers who wish to own the merchandise outright before the 12 month term is completed. They have two options:

  • 90 Day Payment Option: The customer pays only the invoice amount plus a $49* INITIAL PAYMENT within 90 days of the delivery date.
  • Early Buyout Option: If the customer wishes to own the merchandise outright after 90 days, they will be able to purchase their merchandise at a percentage of their remaining balance.


What if the customer wishes to return the merchandise?
Although returns are not common, because this is a lease/purchase agreement the customer may return the merchandise at any time to Progressive.

APPLY TODAY! FILL OUT THE APPLICATION >>  (You will be entering your information securely at Progressive)


 * Service described is a rental — or lease purchased program provided by Prog Leasing, LLC or its affiliates.  The initail payment is $49.  All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments.  You will not own the leased merchandise or acqire ownership rights unless you make 12 months of payments or exercise an early purchase option.  Not all applicants are approved.  See lease for details.

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